Disability Insurance

Disability insurance is a form of income protection that pays out a benefit if you can’t work because of an illness or injury. The level of income replacement that a plan offers and how long you get payments varies by type of disability insurance and your policy details. Accidents and illnesses are the realities of life and happen to anyone at any time, indiscriminate of age. Disability insurance provides you with an income to help you meet your financial obligations and maintain your lifestyle if you become disabled. A private disability insurance policy is an often overlooked tool for building a financial safety net, but it can fill the coverage gaps left by health insurance plans and life insurance policies.